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SBA 504 Loans

SBA 504 Loan Program Information - Long Term Fixed Rate Commercial Financing

The SBA’s 504 Loan is a low down payment commercial loan program designed to help established small and mid-sized businesses with long term commercial real estate financing at low interest rates with minimal costs. 

The 504 has many benefits:

  • down payments as low as 10%
  • ability to finance costs associated with the loan (in many cases creating a 90% loan to cost transaction).

  • long term fixed rate financing

  • suprisingly low interest rates

  • business owner reaps tax benefits and realizes appreciation while fixing costs

  • multiple options for title and ownership giving you flexibility with tax benefits and limiting liability

The loans can be used to purchase land and buildings, renovate existing facilities or acquire equipment.

Our commercial lending division specializes in providing SBA 504 financing nationwide through the U.S. Small Business Administration and its Lending Partners.

Please contact us at 1-800-414-5285 for more information.

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