What You Need To Know:
We don't charge application fees
If you call during business hours you will almost ALWAYS get a LIVE person
For most transactions, the Lender pays us...you don't
We use our contacts and a proprietary commercial loan trading platform to match you with a lender
Our Compensation
In many cases, we do not charge fees because lenders are willing to compensate us for bringing them a client. If we do charge a fee it will be both reasonable and worth it.
There are transactions (for instance, non-SBA eligible transactions, certain 504 transactions and smaller SBA loans) where it is not possible for a lender to pay us, so we must charge for our services which include the following:
- Educating you about all of the pros and cons of SBA and other types of loans
- Saving you time and hassle by walking you through the process
- Helping you avoid lenders and banks who will waste your time
- Being honest with you about what can and cannot be done and what kind of rate and terms you can expect
- Referring you to another legitimate source if we cannot help
No Application Fees or Retainers
We don't charge application fees or retainers. Too many business owners have been burned by commercial lenders and brokers who collect up front fees and disappear.
Full Disclosure: It is customary for SBA lenders to collect a good faith deposit or due diligence fee AFTER you sign their term sheet. The fee would be earmarked for 3rd party reports like appraisal, environmental or title work. If the application is withdrawn prior to commitment or if you are not approved, the fee is refunded less any actual costs incurred by the lender.
Saving You Time, Money and Headaches
We are all about saving you time, money and headaches.
Our mission is to help you better understand the available options and quickly put you in touch with a lender who can handle your request.
SBA Required Disclosure
If you are seeking SBA financing, the Small Business Administration requires that we tell you that you are not required to use us or any other "agent" to secure an SBA loan. (Although, obviously we think it's a good idea).
Our Address:
Green Commercial Capital
300 Colonial Center Parkway
Suite 100
Roswell, GA 30076
678-353-3354
Green Commercial Capital was founded by banking and mortgage industry veteran John King, and we are members of the Better Business Bureau and the local chapter of the U.S. Green Building Council.
Our Specialties
SBA Loans
We educate business owners about the different SBA loan options and connect them with a lender that can help.
Renewable Energy Financing
Renewable energy project financing has been evolving over the years and there are now very viable ways to get all types of projects funded - especially in the U.S.
We have access to investors for both small, large & utility-scale renewable energy projects as well sources for equity. Please contact us at 1-800-414-5285 if you have a project that needs funding.
More About SBA Lending
SBA Allergy?
The acronym "SBA" used to give business owners an allergic reaction since in the old days applying for an SBA loan was a process marred by lots of red tape.
Well, things have changed and in many cases the SBA loan process is not much more difficult than that of a conventional commercial loan.
Commercial Financing That Is Available
The SBA 504 loan and the SBA 7a loan are two types of commercial mortgage financing that are available and they offer significant benefits including:
- low or no down payment and low equity requirements
- long term financing
- long term fixed rates
- project costs up to $20+ million and higher
- loans for Green Projects (504) or small manufacturers
- renewable energy financing
Programs:
504 loans are low rate, low down payment commercial real estate & equipment loans.
SBA loans for energy efficient & green properties and/or expensive equipment.
for commercial real estate purchase, refinance, working capital, equipment, business purchase and business debt consolidation...and other legitimate business needs.
Renewable Energy Project Financing
we provide access to renewable energy project financing and equity as well as access to investors/developers for large projects both in the US and Internationally.
Other Lending Programs
And (coming soon) financing for rural and semi-rural businesses through the USDA:
- USDA B & I Loans
Asset Based Lending, Factoring and Equipment Financing
Asset Based Lending is lending using the assets of a business (rather than cash flow) as collateral and it is a viable, but somewhat expensive type of lending for those who cannot qualify conventionally. We have a few reputable lenders should you need this type of financing.
Examples of assets used for collateral for an asset based loan:
- Purchase Orders
- Receivables
- Service Contracts
- Financial Contracts
- Inventory (in tandem with an AR line)
- Equipment