Assumptions

The following additional disclosures apply to our loan offerings, closed loan examples or any loan scenarios used to illustrate the guidelines or features of any of our loan programs:

  • Interest rates are determined by numerous factors and assume borrower meets credit criteria for program detailed.
  • All loan applications are subject to credit and property approval. Property insurance and/or flood insurance may be required. Additional fees and closing costs may apply.
  • Rates for adjustable-rate mortgages may be subject to an increase after the initial fixed period.
  • Maximum loan limits and minimum equity or down payment requirements may apply.
  • Consult with your Loan Consultant for additional rates and programs that may be available.
  • Scheduled payments may include only principal and interest or interest only depending on the example shown.
  • Scenarios illustrated assume no other loans or liens unless otherwise noted.
  • Scenarios illustrated assume applicant(s) is/are a United States citizen or otherwise eligible based on program parameters.
  • Fees are based on a "default" county for each state and fees are subject to change based on county where property is located.
  • Other restrictions may apply.